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Tata Capital Car Loan EMI Calculator 2026

Calculate your Tata Capital car loan EMI instantly. Current rate starts from 8.95 - 13.00% p.a. with tenure up to 7 years.

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Tata Capital Car Loan Details 2026

Interest Rate
8.95 - 13.00% p.a.
Max Tenure
7 Years
Processing Fee
1% of loan amount + GST
Prepayment Charges
Part prepayment allowed after 12 EMIs

Tata Capital offers car loan starting from 8.95 - 13.00% per annum with a maximum tenure of 7 years. The processing fee is 1% of loan amount + GST. Prepayment policy: Part prepayment allowed after 12 EMIs.

EMI for Different Loan Amounts at 8.95% p.a.

Tenure: 5 years

Loan AmountMonthly EMITotal InterestTotal Payment
₹3 Lakh₹6,220₹73,200₹3,73,200
₹4 Lakh₹8,294₹97,640₹4,97,640
₹5 Lakh₹10,367₹1,22,020₹6,22,020
₹6 Lakh₹12,440₹1,46,400₹7,46,400
₹7 Lakh₹14,514₹1,70,840₹8,70,840
₹8 Lakh₹16,587₹1,95,220₹9,95,220
₹9 Lakh₹18,661₹2,19,660₹11,19,660
₹10 Lakh₹20,734₹2,44,040₹12,44,040
₹12 Lakh₹24,881₹2,92,860₹14,92,860
₹15 Lakh₹31,101₹3,66,060₹18,66,060
₹20 Lakh₹41,468₹4,88,080₹24,88,080

Frequently Asked Questions

What is the Tata Capital Car Loan interest rate in 2026?

Tata Capital offers Car Loan at interest rates starting from 8.95 - 13.00% per annum in 2026. The actual rate depends on your credit score, income, loan amount, and relationship with the bank.

What is the EMI for ₹8 Lakh Car Loan from Tata Capital?

The EMI for a ₹8 Lakh Car Loan from Tata Capital at 8.95% for 5 years is approximately ₹16,587 per month. Use the calculator above to check EMI for different amounts.

What is the maximum Car Loan amount offered by Tata Capital?

Tata Capital offers Car Loan up to ₹1 Crore with a maximum tenure of 7 years, subject to eligibility criteria and income assessment.

What are Tata Capital Car Loan processing fees?

The processing fee for Tata Capital Car Loan is 1% of loan amount + GST. Prepayment charges: Part prepayment allowed after 12 EMIs.

How to apply for Tata Capital Car Loan?

You can apply for Tata Capital Car Loan online through their official website or by visiting the nearest branch. You will need documents such as identity proof, address proof, income proof, and bank statements. Use the EMI calculator above to plan your loan before applying.