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Tata Capital Business Loan EMI Calculator 2026

Calculate your Tata Capital business loan EMI instantly. Current rate starts from 13.00 - 20.00% p.a. with tenure up to 5 years.

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Tata Capital Business Loan Details 2026

Interest Rate
13.00 - 20.00% p.a.
Max Tenure
5 Years
Processing Fee
2% + GST
Prepayment Charges
4% of outstanding

Tata Capital offers business loan starting from 13.00 - 20.00% per annum with a maximum tenure of 5 years. The processing fee is 2% + GST. Prepayment policy: 4% of outstanding.

EMI for Different Loan Amounts at 13% p.a.

Tenure: 5 years

Loan AmountMonthly EMITotal InterestTotal Payment
₹5 Lakh₹11,377₹1,82,620₹6,82,620
₹10 Lakh₹22,753₹3,65,180₹13,65,180
₹15 Lakh₹34,130₹5,47,800₹20,47,800
₹20 Lakh₹45,506₹7,30,360₹27,30,360
₹25 Lakh₹56,883₹9,12,980₹34,12,980
₹30 Lakh₹68,259₹10,95,540₹40,95,540
₹50 Lakh₹1,13,765₹18,25,900₹68,25,900
₹1 Crore₹2,27,531₹36,51,860₹1,36,51,860

Frequently Asked Questions

What is the Tata Capital Business Loan interest rate in 2026?

Tata Capital offers Business Loan at interest rates starting from 13.00 - 20.00% per annum in 2026. The actual rate depends on your credit score, income, loan amount, and relationship with the bank.

What is the EMI for ₹25 Lakh Business Loan from Tata Capital?

The EMI for a ₹25 Lakh Business Loan from Tata Capital at 13% for 5 years is approximately ₹56,883 per month. Use the calculator above to check EMI for different amounts.

What is the maximum Business Loan amount offered by Tata Capital?

Tata Capital offers Business Loan up to ₹5 Crore with a maximum tenure of 5 years, subject to eligibility criteria and income assessment.

What are Tata Capital Business Loan processing fees?

The processing fee for Tata Capital Business Loan is 2% + GST. Prepayment charges: 4% of outstanding.

How to apply for Tata Capital Business Loan?

You can apply for Tata Capital Business Loan online through their official website or by visiting the nearest branch. You will need documents such as identity proof, address proof, income proof, and bank statements. Use the EMI calculator above to plan your loan before applying.