Calculate your Kotak Mahindra Bank business loan EMI instantly. Current rate starts from 14.00 - 19.99% p.a. with tenure up to 5 years.
| Year | Principal | Interest | Balance |
|---|
Kotak Mahindra Bank offers business loan starting from 14.00 - 19.99% per annum with a maximum tenure of 5 years. The processing fee is 2.50% of loan amount. Prepayment policy: 4% of outstanding.
Tenure: 5 years
| Loan Amount | Monthly EMI | Total Interest | Total Payment |
|---|---|---|---|
| ₹5 Lakh | ₹11,634 | ₹1,98,040 | ₹6,98,040 |
| ₹10 Lakh | ₹23,268 | ₹3,96,080 | ₹13,96,080 |
| ₹15 Lakh | ₹34,902 | ₹5,94,120 | ₹20,94,120 |
| ₹20 Lakh | ₹46,537 | ₹7,92,220 | ₹27,92,220 |
| ₹25 Lakh | ₹58,171 | ₹9,90,260 | ₹34,90,260 |
| ₹30 Lakh | ₹69,805 | ₹11,88,300 | ₹41,88,300 |
| ₹50 Lakh | ₹1,16,341 | ₹19,80,460 | ₹69,80,460 |
| ₹1 Crore | ₹2,32,683 | ₹39,60,980 | ₹1,39,60,980 |
Kotak Mahindra Bank offers Business Loan at interest rates starting from 14.00 - 19.99% per annum in 2026. The actual rate depends on your credit score, income, loan amount, and relationship with the bank.
The EMI for a ₹25 Lakh Business Loan from Kotak Mahindra Bank at 14% for 5 years is approximately ₹58,171 per month. Use the calculator above to check EMI for different amounts.
Kotak Mahindra Bank offers Business Loan up to ₹7.5 Crore with a maximum tenure of 5 years, subject to eligibility criteria and income assessment.
The processing fee for Kotak Mahindra Bank Business Loan is 2.50% of loan amount. Prepayment charges: 4% of outstanding.
You can apply for Kotak Mahindra Bank Business Loan online through their official website or by visiting the nearest branch. You will need documents such as identity proof, address proof, income proof, and bank statements. Use the EMI calculator above to plan your loan before applying.