Calculate your Kotak Mahindra Bank gold loan EMI instantly. Current rate starts from 10.00 - 17.00% p.a. with tenure up to 2 years.
| Year | Principal | Interest | Balance |
|---|
Kotak Mahindra Bank offers gold loan starting from 10.00 - 17.00% per annum with a maximum tenure of 2 years. The processing fee is 1% + GST. Prepayment policy: Nil.
Tenure: 1 years
| Loan Amount | Monthly EMI | Total Interest | Total Payment |
|---|---|---|---|
| ₹1 Lakh | ₹8,792 | ₹5,504 | ₹1,05,504 |
| ₹2 Lakh | ₹17,583 | ₹10,996 | ₹2,10,996 |
| ₹3 Lakh | ₹26,375 | ₹16,500 | ₹3,16,500 |
| ₹5 Lakh | ₹43,958 | ₹27,496 | ₹5,27,496 |
| ₹7 Lakh | ₹61,541 | ₹38,492 | ₹7,38,492 |
| ₹10 Lakh | ₹87,916 | ₹54,992 | ₹10,54,992 |
Kotak Mahindra Bank offers Gold Loan at interest rates starting from 10.00 - 17.00% per annum in 2026. The actual rate depends on your credit score, income, loan amount, and relationship with the bank.
The EMI for a ₹5 Lakh Gold Loan from Kotak Mahindra Bank at 10% for 1 years is approximately ₹43,958 per month. Use the calculator above to check EMI for different amounts.
Kotak Mahindra Bank offers Gold Loan up to ₹50 Lakh with a maximum tenure of 2 years, subject to eligibility criteria and income assessment.
The processing fee for Kotak Mahindra Bank Gold Loan is 1% + GST. Prepayment charges: Nil.
You can apply for Kotak Mahindra Bank Gold Loan online through their official website or by visiting the nearest branch. You will need documents such as identity proof, address proof, income proof, and bank statements. Use the EMI calculator above to plan your loan before applying.