Calculate your HDFC Bank car loan EMI instantly. Current rate starts from 8.75 - 9.50% p.a. with tenure up to 7 years.
| Year | Principal | Interest | Balance |
|---|
HDFC Bank offers car loan starting from 8.75 - 9.50% per annum with a maximum tenure of 7 years. The processing fee is 0.50% of loan amount. Prepayment policy: Part prepayment allowed after 12 months.
Tenure: 5 years
| Loan Amount | Monthly EMI | Total Interest | Total Payment |
|---|---|---|---|
| ₹3 Lakh | ₹6,191 | ₹71,460 | ₹3,71,460 |
| ₹4 Lakh | ₹8,255 | ₹95,300 | ₹4,95,300 |
| ₹5 Lakh | ₹10,319 | ₹1,19,140 | ₹6,19,140 |
| ₹6 Lakh | ₹12,382 | ₹1,42,920 | ₹7,42,920 |
| ₹7 Lakh | ₹14,446 | ₹1,66,760 | ₹8,66,760 |
| ₹8 Lakh | ₹16,510 | ₹1,90,600 | ₹9,90,600 |
| ₹9 Lakh | ₹18,574 | ₹2,14,440 | ₹11,14,440 |
| ₹10 Lakh | ₹20,637 | ₹2,38,220 | ₹12,38,220 |
| ₹12 Lakh | ₹24,765 | ₹2,85,900 | ₹14,85,900 |
| ₹15 Lakh | ₹30,956 | ₹3,57,360 | ₹18,57,360 |
| ₹20 Lakh | ₹41,274 | ₹4,76,440 | ₹24,76,440 |
HDFC Bank offers Car Loan at interest rates starting from 8.75 - 9.50% per annum in 2026. The actual rate depends on your credit score, income, loan amount, and relationship with the bank.
The EMI for a ₹8 Lakh Car Loan from HDFC Bank at 8.75% for 5 years is approximately ₹16,510 per month. Use the calculator above to check EMI for different amounts.
HDFC Bank offers Car Loan up to ₹1 Crore with a maximum tenure of 7 years, subject to eligibility criteria and income assessment.
The processing fee for HDFC Bank Car Loan is 0.50% of loan amount. Prepayment charges: Part prepayment allowed after 12 months.
You can apply for HDFC Bank Car Loan online through their official website or by visiting the nearest branch. You will need documents such as identity proof, address proof, income proof, and bank statements. Use the EMI calculator above to plan your loan before applying.