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Axis Bank Car Loan EMI Calculator 2026

Calculate your Axis Bank car loan EMI instantly. Current rate starts from 8.70 - 12.50% p.a. with tenure up to 7 years.

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Axis Bank Car Loan Details 2026

Interest Rate
8.70 - 12.50% p.a.
Max Tenure
7 Years
Processing Fee
0.50% of loan amount
Prepayment Charges
5% of outstanding principal

Axis Bank offers car loan starting from 8.70 - 12.50% per annum with a maximum tenure of 7 years. The processing fee is 0.50% of loan amount. Prepayment policy: 5% of outstanding principal.

EMI for Different Loan Amounts at 8.7% p.a.

Tenure: 5 years

Loan AmountMonthly EMITotal InterestTotal Payment
₹3 Lakh₹6,184₹71,040₹3,71,040
₹4 Lakh₹8,245₹94,700₹4,94,700
₹5 Lakh₹10,307₹1,18,420₹6,18,420
₹6 Lakh₹12,368₹1,42,080₹7,42,080
₹7 Lakh₹14,429₹1,65,740₹8,65,740
₹8 Lakh₹16,490₹1,89,400₹9,89,400
₹9 Lakh₹18,552₹2,13,120₹11,13,120
₹10 Lakh₹20,613₹2,36,780₹12,36,780
₹12 Lakh₹24,736₹2,84,160₹14,84,160
₹15 Lakh₹30,920₹3,55,200₹18,55,200
₹20 Lakh₹41,226₹4,73,560₹24,73,560

Frequently Asked Questions

What is the Axis Bank Car Loan interest rate in 2026?

Axis Bank offers Car Loan at interest rates starting from 8.70 - 12.50% per annum in 2026. The actual rate depends on your credit score, income, loan amount, and relationship with the bank.

What is the EMI for ₹8 Lakh Car Loan from Axis Bank?

The EMI for a ₹8 Lakh Car Loan from Axis Bank at 8.7% for 5 years is approximately ₹16,490 per month. Use the calculator above to check EMI for different amounts.

What is the maximum Car Loan amount offered by Axis Bank?

Axis Bank offers Car Loan up to ₹1 Crore with a maximum tenure of 7 years, subject to eligibility criteria and income assessment.

What are Axis Bank Car Loan processing fees?

The processing fee for Axis Bank Car Loan is 0.50% of loan amount. Prepayment charges: 5% of outstanding principal.

How to apply for Axis Bank Car Loan?

You can apply for Axis Bank Car Loan online through their official website or by visiting the nearest branch. You will need documents such as identity proof, address proof, income proof, and bank statements. Use the EMI calculator above to plan your loan before applying.