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Piramal Finance Personal Loan EMI Calculator 2026

Calculate your Piramal Finance personal loan EMI instantly. Current rate starts from 14.00 - 26.00% p.a. with tenure up to 5 years.

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Piramal Finance Personal Loan Details 2026

Interest Rate
14.00 - 26.00% p.a.
Max Tenure
5 Years
Processing Fee
Up to 4%
Prepayment Charges
5% of outstanding

Piramal Capital & Housing Finance offers personal loan starting from 14.00 - 26.00% per annum with a maximum tenure of 5 years. The processing fee is Up to 4%. Prepayment policy: 5% of outstanding.

EMI for Different Loan Amounts at 14% p.a.

Tenure: 3 years

Loan AmountMonthly EMITotal InterestTotal Payment
₹1 Lakh₹3,418₹23,048₹1,23,048
₹2 Lakh₹6,836₹46,096₹2,46,096
₹3 Lakh₹10,253₹69,108₹3,69,108
₹4 Lakh₹13,671₹92,156₹4,92,156
₹5 Lakh₹17,089₹1,15,204₹6,15,204
₹7 Lakh₹23,924₹1,61,264₹8,61,264
₹10 Lakh₹34,178₹2,30,408₹12,30,408
₹15 Lakh₹51,266₹3,45,576₹18,45,576
₹20 Lakh₹68,355₹4,60,780₹24,60,780
₹25 Lakh₹85,444₹5,75,984₹30,75,984

Frequently Asked Questions

What is the Piramal Finance Personal Loan interest rate in 2026?

Piramal Finance offers Personal Loan at interest rates starting from 14.00 - 26.00% per annum in 2026. The actual rate depends on your credit score, income, loan amount, and relationship with the bank.

What is the EMI for ₹7 Lakh Personal Loan from Piramal Finance?

The EMI for a ₹7 Lakh Personal Loan from Piramal Finance at 14% for 3 years is approximately ₹23,924 per month. Use the calculator above to check EMI for different amounts.

What is the maximum Personal Loan amount offered by Piramal Finance?

Piramal Finance offers Personal Loan up to ₹10 Lakh with a maximum tenure of 5 years, subject to eligibility criteria and income assessment.

What are Piramal Finance Personal Loan processing fees?

The processing fee for Piramal Finance Personal Loan is Up to 4%. Prepayment charges: 5% of outstanding.

How to apply for Piramal Finance Personal Loan?

You can apply for Piramal Finance Personal Loan online through their official website or by visiting the nearest branch. You will need documents such as identity proof, address proof, income proof, and bank statements. Use the EMI calculator above to plan your loan before applying.