Calculate your SBI personal loan EMI instantly. Current rate starts from 11.15 - 14.30% p.a. with tenure up to 6 years.
| Year | Principal | Interest | Balance |
|---|
State Bank of India offers personal loan starting from 11.15 - 14.30% per annum with a maximum tenure of 6 years. The processing fee is 1.50% of loan amount + GST. Prepayment policy: 3% of outstanding.
Tenure: 3 years
| Loan Amount | Monthly EMI | Total Interest | Total Payment |
|---|---|---|---|
| ₹1 Lakh | ₹3,281 | ₹18,116 | ₹1,18,116 |
| ₹2 Lakh | ₹6,562 | ₹36,232 | ₹2,36,232 |
| ₹3 Lakh | ₹9,843 | ₹54,348 | ₹3,54,348 |
| ₹4 Lakh | ₹13,124 | ₹72,464 | ₹4,72,464 |
| ₹5 Lakh | ₹16,405 | ₹90,580 | ₹5,90,580 |
| ₹7 Lakh | ₹22,967 | ₹1,26,812 | ₹8,26,812 |
| ₹10 Lakh | ₹32,810 | ₹1,81,160 | ₹11,81,160 |
| ₹15 Lakh | ₹49,215 | ₹2,71,740 | ₹17,71,740 |
| ₹20 Lakh | ₹65,620 | ₹3,62,320 | ₹23,62,320 |
| ₹25 Lakh | ₹82,024 | ₹4,52,864 | ₹29,52,864 |
SBI offers Personal Loan at interest rates starting from 11.15 - 14.30% per annum in 2026. The actual rate depends on your credit score, income, loan amount, and relationship with the bank.
The EMI for a ₹7 Lakh Personal Loan from SBI at 11.15% for 3 years is approximately ₹22,967 per month. Use the calculator above to check EMI for different amounts.
SBI offers Personal Loan up to ₹20 Lakh with a maximum tenure of 6 years, subject to eligibility criteria and income assessment.
The processing fee for SBI Personal Loan is 1.50% of loan amount + GST. Prepayment charges: 3% of outstanding.
You can apply for SBI Personal Loan online through their official website or by visiting the nearest branch. You will need documents such as identity proof, address proof, income proof, and bank statements. Use the EMI calculator above to plan your loan before applying.