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Manappuram Finance Personal Loan EMI Calculator 2026

Calculate your Manappuram Finance personal loan EMI instantly. Current rate starts from 22.00 - 28.00% p.a. with tenure up to 3 years.

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Manappuram Finance Personal Loan Details 2026

Interest Rate
22.00 - 28.00% p.a.
Max Tenure
3 Years
Processing Fee
2.50% + GST
Prepayment Charges
4% of outstanding

Manappuram Finance Limited offers personal loan starting from 22.00 - 28.00% per annum with a maximum tenure of 3 years. The processing fee is 2.50% + GST. Prepayment policy: 4% of outstanding.

EMI for Different Loan Amounts at 22% p.a.

Tenure: 3 years

Loan AmountMonthly EMITotal InterestTotal Payment
₹1 Lakh₹3,819₹37,484₹1,37,484
₹2 Lakh₹7,638₹74,968₹2,74,968
₹3 Lakh₹11,457₹1,12,452₹4,12,452
₹4 Lakh₹15,276₹1,49,936₹5,49,936
₹5 Lakh₹19,095₹1,87,420₹6,87,420
₹7 Lakh₹26,733₹2,62,388₹9,62,388
₹10 Lakh₹38,190₹3,74,840₹13,74,840
₹15 Lakh₹57,286₹5,62,296₹20,62,296
₹20 Lakh₹76,381₹7,49,716₹27,49,716
₹25 Lakh₹95,476₹9,37,136₹34,37,136

Frequently Asked Questions

What is the Manappuram Finance Personal Loan interest rate in 2026?

Manappuram Finance offers Personal Loan at interest rates starting from 22.00 - 28.00% per annum in 2026. The actual rate depends on your credit score, income, loan amount, and relationship with the bank.

What is the EMI for ₹7 Lakh Personal Loan from Manappuram Finance?

The EMI for a ₹7 Lakh Personal Loan from Manappuram Finance at 22% for 3 years is approximately ₹26,733 per month. Use the calculator above to check EMI for different amounts.

What is the maximum Personal Loan amount offered by Manappuram Finance?

Manappuram Finance offers Personal Loan up to ₹5 Lakh with a maximum tenure of 3 years, subject to eligibility criteria and income assessment.

What are Manappuram Finance Personal Loan processing fees?

The processing fee for Manappuram Finance Personal Loan is 2.50% + GST. Prepayment charges: 4% of outstanding.

How to apply for Manappuram Finance Personal Loan?

You can apply for Manappuram Finance Personal Loan online through their official website or by visiting the nearest branch. You will need documents such as identity proof, address proof, income proof, and bank statements. Use the EMI calculator above to plan your loan before applying.