Calculate your Mahindra Finance home loan EMI instantly. Current rate starts from 9.50 - 15.00% p.a. with tenure up to 20 years.
| Year | Principal | Interest | Balance |
|---|
Mahindra & Mahindra Financial Services offers home loan starting from 9.50 - 15.00% per annum with a maximum tenure of 20 years. The processing fee is 1% + GST. Prepayment policy: 3% for first 3 years, nil after.
Tenure: 20 years
| Loan Amount | Monthly EMI | Total Interest | Total Payment |
|---|---|---|---|
| ₹10 Lakh | ₹9,321 | ₹12,37,040 | ₹22,37,040 |
| ₹15 Lakh | ₹13,982 | ₹18,55,680 | ₹33,55,680 |
| ₹20 Lakh | ₹18,643 | ₹24,74,320 | ₹44,74,320 |
| ₹25 Lakh | ₹23,303 | ₹30,92,720 | ₹55,92,720 |
| ₹30 Lakh | ₹27,964 | ₹37,11,360 | ₹67,11,360 |
| ₹35 Lakh | ₹32,625 | ₹43,30,000 | ₹78,30,000 |
| ₹40 Lakh | ₹37,285 | ₹49,48,400 | ₹89,48,400 |
| ₹45 Lakh | ₹41,946 | ₹55,67,040 | ₹1,00,67,040 |
| ₹50 Lakh | ₹46,607 | ₹61,85,680 | ₹1,11,85,680 |
| ₹60 Lakh | ₹55,928 | ₹74,22,720 | ₹1,34,22,720 |
| ₹70 Lakh | ₹65,249 | ₹86,59,760 | ₹1,56,59,760 |
| ₹75 Lakh | ₹69,910 | ₹92,78,400 | ₹1,67,78,400 |
| ₹80 Lakh | ₹74,570 | ₹98,96,800 | ₹1,78,96,800 |
| ₹90 Lakh | ₹83,892 | ₹1,11,34,080 | ₹2,01,34,080 |
| ₹1 Crore | ₹93,213 | ₹1,23,71,120 | ₹2,23,71,120 |
| ₹1.5 Crore | ₹1,39,820 | ₹1,85,56,800 | ₹3,35,56,800 |
| ₹2 Crore | ₹1,86,426 | ₹2,47,42,240 | ₹4,47,42,240 |
Mahindra Finance offers Home Loan at interest rates starting from 9.50 - 15.00% per annum in 2026. The actual rate depends on your credit score, income, loan amount, and relationship with the bank.
The EMI for a ₹50 Lakh Home Loan from Mahindra Finance at 9.5% for 20 years is approximately ₹46,607 per month. Use the calculator above to check EMI for different amounts.
Mahindra Finance offers Home Loan up to ₹3 Crore with a maximum tenure of 20 years, subject to eligibility criteria and income assessment.
The processing fee for Mahindra Finance Home Loan is 1% + GST. Prepayment charges: 3% for first 3 years, nil after.
You can apply for Mahindra Finance Home Loan online through their official website or by visiting the nearest branch. You will need documents such as identity proof, address proof, income proof, and bank statements. Use the EMI calculator above to plan your loan before applying.