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Mahindra Finance EMI Calculator 2026

Calculate EMI for all Mahindra & Mahindra Financial Services loans. Compare rates for Car Loan, Personal Loan, Business Loan, Gold Loan, Bike Loan, Home Loan.

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Mahindra Finance Loan Interest Rates 2026

Here are all the loan products offered by Mahindra & Mahindra Financial Services with their current interest rates and key details.

Loan TypeInterest RateMax TenureProcessing Fee
Car Loan10.00 - 18.00%7 yearsUp to 2.50% of loan amount
Personal Loan14.00 - 24.00%4 yearsUp to 3%
Business Loan14.50 - 22.00%5 years2% + GST
Gold Loan11.00 - 20.00%2 years1.50% + GST
Bike Loan14.00 - 22.00%4 years2% of loan amount
Home Loan9.50 - 15.00%20 years1% + GST

Frequently Asked Questions

What types of loans does Mahindra Finance offer?

Mahindra Finance offers Car Loan, Personal Loan, Business Loan, Gold Loan, Bike Loan, Home Loan. Each loan type has different interest rates, tenures, and eligibility criteria.

How to calculate Mahindra Finance loan EMI?

Use the EMI calculator on this page to calculate your Mahindra Finance loan EMI. Enter the loan amount, select the interest rate offered by Mahindra Finance, and choose your preferred tenure to get instant results.

What is the minimum credit score required for Mahindra Finance loans?

Mahindra Finance generally requires a credit score of 700+ for most loans. A score of 750+ may help you get better interest rates. Exact requirements vary by loan type and amount.

Does Mahindra Finance charge prepayment penalty?

Mahindra Finance typically does not charge prepayment penalty on floating rate loans. Fixed rate loans may have prepayment charges of 2-4% of the outstanding amount. Specific charges vary by loan type.

How to apply for a loan at Mahindra Finance?

You can apply for Mahindra Finance loans online through their official website or mobile banking app, or visit the nearest Mahindra Finance branch. Keep your KYC documents, income proof, and bank statements ready.