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L&T Finance Business Loan EMI Calculator 2026

Calculate your L&T Finance business loan EMI instantly. Current rate starts from 14.00 - 22.00% p.a. with tenure up to 5 years.

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L&T Finance Business Loan Details 2026

Interest Rate
14.00 - 22.00% p.a.
Max Tenure
5 Years
Processing Fee
2% + GST
Prepayment Charges
4% of outstanding

L&T Finance Limited offers business loan starting from 14.00 - 22.00% per annum with a maximum tenure of 5 years. The processing fee is 2% + GST. Prepayment policy: 4% of outstanding.

EMI for Different Loan Amounts at 14% p.a.

Tenure: 5 years

Loan AmountMonthly EMITotal InterestTotal Payment
₹5 Lakh₹11,634₹1,98,040₹6,98,040
₹10 Lakh₹23,268₹3,96,080₹13,96,080
₹15 Lakh₹34,902₹5,94,120₹20,94,120
₹20 Lakh₹46,537₹7,92,220₹27,92,220
₹25 Lakh₹58,171₹9,90,260₹34,90,260
₹30 Lakh₹69,805₹11,88,300₹41,88,300
₹50 Lakh₹1,16,341₹19,80,460₹69,80,460
₹1 Crore₹2,32,683₹39,60,980₹1,39,60,980

Frequently Asked Questions

What is the L&T Finance Business Loan interest rate in 2026?

L&T Finance offers Business Loan at interest rates starting from 14.00 - 22.00% per annum in 2026. The actual rate depends on your credit score, income, loan amount, and relationship with the bank.

What is the EMI for ₹25 Lakh Business Loan from L&T Finance?

The EMI for a ₹25 Lakh Business Loan from L&T Finance at 14% for 5 years is approximately ₹58,171 per month. Use the calculator above to check EMI for different amounts.

What is the maximum Business Loan amount offered by L&T Finance?

L&T Finance offers Business Loan up to ₹2 Crore with a maximum tenure of 5 years, subject to eligibility criteria and income assessment.

What are L&T Finance Business Loan processing fees?

The processing fee for L&T Finance Business Loan is 2% + GST. Prepayment charges: 4% of outstanding.

How to apply for L&T Finance Business Loan?

You can apply for L&T Finance Business Loan online through their official website or by visiting the nearest branch. You will need documents such as identity proof, address proof, income proof, and bank statements. Use the EMI calculator above to plan your loan before applying.