Monthly EMI: ₹12,999 at 10.49% for 3 years. Total interest: ₹67,964.
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With a ₹4 Lakh personal loan from IDFC First Bank at 10.49% for 3 years, you will pay a monthly EMI of ₹12,999. The total amount payable is ₹4,67,964, of which ₹67,964 is interest.
At 10.49% interest rate for 3 years, the EMI for ₹4 Lakh Personal Loan from IDFC First Bank is ₹12,999 per month. Total interest payable: ₹67,964.
IDFC First Bank offers Personal Loan at 10.49 - 23.99% p.a. The actual rate may vary based on your credit score, income, and the loan amount.
For ₹4 Lakh at 10.49% for 3 years, you would pay approximately ₹67,964 as total interest, making the total repayment ₹4,67,964.
IDFC First Bank's prepayment policy for Personal Loan: 5% of outstanding. Making prepayments can significantly reduce your total interest outgo.
IDFC First Bank offers competitive rates starting from 10.49 - 23.99% with tenure up to 5 years. Compare with other banks on this page to find the best option for your ₹4 Lakh personal loan.