Monthly EMI: ₹12,982 at 10.4% for 3 years. Total interest: ₹67,352.
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With a ₹4 Lakh personal loan from PNB at 10.4% for 3 years, you will pay a monthly EMI of ₹12,982. The total amount payable is ₹4,67,352, of which ₹67,352 is interest.
At 10.4% interest rate for 3 years, the EMI for ₹4 Lakh Personal Loan from PNB is ₹12,982 per month. Total interest payable: ₹67,352.
PNB offers Personal Loan at 10.40 - 14.85% p.a. The actual rate may vary based on your credit score, income, and the loan amount.
For ₹4 Lakh at 10.4% for 3 years, you would pay approximately ₹67,352 as total interest, making the total repayment ₹4,67,352.
PNB's prepayment policy for Personal Loan: 3% of outstanding. Making prepayments can significantly reduce your total interest outgo.
PNB offers competitive rates starting from 10.40 - 14.85% with tenure up to 5 years. Compare with other banks on this page to find the best option for your ₹4 Lakh personal loan.