100% Free · Instant Results

Federal Bank Business Loan EMI Calculator 2026

Calculate your Federal Bank business loan EMI instantly. Current rate starts from 12.00 - 16.50% p.a. with tenure up to 5 years.

1
Loan Details
%
2
EMI Breakdown
Monthly EMI
-
Total Interest
-
Total Payment
-
Total
-
Principal Amount
-
-
Total Interest
-
-
Amortization Schedule
YearPrincipalInterestBalance

Federal Bank Business Loan Details 2026

Interest Rate
12.00 - 16.50% p.a.
Max Tenure
5 Years
Processing Fee
1.50% + GST
Prepayment Charges
3% of outstanding

Federal Bank offers business loan starting from 12.00 - 16.50% per annum with a maximum tenure of 5 years. The processing fee is 1.50% + GST. Prepayment policy: 3% of outstanding.

EMI for Different Loan Amounts at 12% p.a.

Tenure: 5 years

Loan AmountMonthly EMITotal InterestTotal Payment
₹5 Lakh₹11,122₹1,67,320₹6,67,320
₹10 Lakh₹22,244₹3,34,640₹13,34,640
₹15 Lakh₹33,367₹5,02,020₹20,02,020
₹20 Lakh₹44,489₹6,69,340₹26,69,340
₹25 Lakh₹55,611₹8,36,660₹33,36,660
₹30 Lakh₹66,733₹10,03,980₹40,03,980
₹50 Lakh₹1,11,222₹16,73,320₹66,73,320
₹1 Crore₹2,22,444₹33,46,640₹1,33,46,640

Frequently Asked Questions

What is the Federal Bank Business Loan interest rate in 2026?

Federal Bank offers Business Loan at interest rates starting from 12.00 - 16.50% per annum in 2026. The actual rate depends on your credit score, income, loan amount, and relationship with the bank.

What is the EMI for ₹25 Lakh Business Loan from Federal Bank?

The EMI for a ₹25 Lakh Business Loan from Federal Bank at 12% for 5 years is approximately ₹55,611 per month. Use the calculator above to check EMI for different amounts.

What is the maximum Business Loan amount offered by Federal Bank?

Federal Bank offers Business Loan up to ₹2.5 Crore with a maximum tenure of 5 years, subject to eligibility criteria and income assessment.

What are Federal Bank Business Loan processing fees?

The processing fee for Federal Bank Business Loan is 1.50% + GST. Prepayment charges: 3% of outstanding.

How to apply for Federal Bank Business Loan?

You can apply for Federal Bank Business Loan online through their official website or by visiting the nearest branch. You will need documents such as identity proof, address proof, income proof, and bank statements. Use the EMI calculator above to plan your loan before applying.