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Bajaj Finserv Personal Loan EMI Calculator 2026

Calculate your Bajaj Finserv personal loan EMI instantly. Current rate starts from 11.00 - 30.00% p.a. with tenure up to 5 years.

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Bajaj Finserv Personal Loan Details 2026

Interest Rate
11.00 - 30.00% p.a.
Max Tenure
5 Years
Processing Fee
Up to 3.50%
Prepayment Charges
Part prepayment charges as per schedule

Bajaj Finserv offers personal loan starting from 11.00 - 30.00% per annum with a maximum tenure of 5 years. The processing fee is Up to 3.50%. Prepayment policy: Part prepayment charges as per schedule.

EMI for Different Loan Amounts at 11% p.a.

Tenure: 3 years

Loan AmountMonthly EMITotal InterestTotal Payment
₹1 Lakh₹3,274₹17,864₹1,17,864
₹2 Lakh₹6,548₹35,728₹2,35,728
₹3 Lakh₹9,822₹53,592₹3,53,592
₹4 Lakh₹13,095₹71,420₹4,71,420
₹5 Lakh₹16,369₹89,284₹5,89,284
₹7 Lakh₹22,917₹1,25,012₹8,25,012
₹10 Lakh₹32,739₹1,78,604₹11,78,604
₹15 Lakh₹49,108₹2,67,888₹17,67,888
₹20 Lakh₹65,477₹3,57,172₹23,57,172
₹25 Lakh₹81,847₹4,46,492₹29,46,492

Frequently Asked Questions

What is the Bajaj Finserv Personal Loan interest rate in 2026?

Bajaj Finserv offers Personal Loan at interest rates starting from 11.00 - 30.00% per annum in 2026. The actual rate depends on your credit score, income, loan amount, and relationship with the bank.

What is the EMI for ₹7 Lakh Personal Loan from Bajaj Finserv?

The EMI for a ₹7 Lakh Personal Loan from Bajaj Finserv at 11% for 3 years is approximately ₹22,917 per month. Use the calculator above to check EMI for different amounts.

What is the maximum Personal Loan amount offered by Bajaj Finserv?

Bajaj Finserv offers Personal Loan up to ₹35 Lakh with a maximum tenure of 5 years, subject to eligibility criteria and income assessment.

What are Bajaj Finserv Personal Loan processing fees?

The processing fee for Bajaj Finserv Personal Loan is Up to 3.50%. Prepayment charges: Part prepayment charges as per schedule.

How to apply for Bajaj Finserv Personal Loan?

You can apply for Bajaj Finserv Personal Loan online through their official website or by visiting the nearest branch. You will need documents such as identity proof, address proof, income proof, and bank statements. Use the EMI calculator above to plan your loan before applying.