Calculate your Muthoot Finance home loan EMI instantly. Current rate starts from 10.00 - 14.00% p.a. with tenure up to 15 years.
| Year | Principal | Interest | Balance |
|---|
Muthoot Finance Limited offers home loan starting from 10.00 - 14.00% per annum with a maximum tenure of 15 years. The processing fee is 1% + GST. Prepayment policy: Nil for floating rate.
Tenure: 20 years
| Loan Amount | Monthly EMI | Total Interest | Total Payment |
|---|---|---|---|
| ₹10 Lakh | ₹9,650 | ₹13,16,000 | ₹23,16,000 |
| ₹15 Lakh | ₹14,475 | ₹19,74,000 | ₹34,74,000 |
| ₹20 Lakh | ₹19,300 | ₹26,32,000 | ₹46,32,000 |
| ₹25 Lakh | ₹24,126 | ₹32,90,240 | ₹57,90,240 |
| ₹30 Lakh | ₹28,951 | ₹39,48,240 | ₹69,48,240 |
| ₹35 Lakh | ₹33,776 | ₹46,06,240 | ₹81,06,240 |
| ₹40 Lakh | ₹38,601 | ₹52,64,240 | ₹92,64,240 |
| ₹45 Lakh | ₹43,426 | ₹59,22,240 | ₹1,04,22,240 |
| ₹50 Lakh | ₹48,251 | ₹65,80,240 | ₹1,15,80,240 |
| ₹60 Lakh | ₹57,901 | ₹78,96,240 | ₹1,38,96,240 |
| ₹70 Lakh | ₹67,552 | ₹92,12,480 | ₹1,62,12,480 |
| ₹75 Lakh | ₹72,377 | ₹98,70,480 | ₹1,73,70,480 |
| ₹80 Lakh | ₹77,202 | ₹1,05,28,480 | ₹1,85,28,480 |
| ₹90 Lakh | ₹86,852 | ₹1,18,44,480 | ₹2,08,44,480 |
| ₹1 Crore | ₹96,502 | ₹1,31,60,480 | ₹2,31,60,480 |
| ₹1.5 Crore | ₹1,44,753 | ₹1,97,40,720 | ₹3,47,40,720 |
| ₹2 Crore | ₹1,93,004 | ₹2,63,20,960 | ₹4,63,20,960 |
Muthoot Finance offers Home Loan at interest rates starting from 10.00 - 14.00% per annum in 2026. The actual rate depends on your credit score, income, loan amount, and relationship with the bank.
The EMI for a ₹50 Lakh Home Loan from Muthoot Finance at 10% for 20 years is approximately ₹48,251 per month. Use the calculator above to check EMI for different amounts.
Muthoot Finance offers Home Loan up to ₹3 Crore with a maximum tenure of 15 years, subject to eligibility criteria and income assessment.
The processing fee for Muthoot Finance Home Loan is 1% + GST. Prepayment charges: Nil for floating rate.
You can apply for Muthoot Finance Home Loan online through their official website or by visiting the nearest branch. You will need documents such as identity proof, address proof, income proof, and bank statements. Use the EMI calculator above to plan your loan before applying.