Calculate EMI for all LIC Housing Finance loans. Compare rates for Home Loan, Loan Against Property.
| Year | Principal | Interest | Balance |
|---|
Here are all the loan products offered by LIC Housing Finance with their current interest rates and key details.
| Loan Type | Interest Rate | Max Tenure | Processing Fee |
|---|---|---|---|
| Home Loan | 8.50 - 10.75% | 30 years | 0.25% of loan amount + GST (max ₹15,000) |
| Loan Against Property | 10.00 - 12.50% | 15 years | 0.50% of loan amount + GST |
LIC Housing offers Home Loan, Loan Against Property. Each loan type has different interest rates, tenures, and eligibility criteria.
Use the EMI calculator on this page to calculate your LIC Housing loan EMI. Enter the loan amount, select the interest rate offered by LIC Housing, and choose your preferred tenure to get instant results.
LIC Housing generally requires a credit score of 700+ for most loans. A score of 750+ may help you get better interest rates. Exact requirements vary by loan type and amount.
LIC Housing typically does not charge prepayment penalty on floating rate loans. Fixed rate loans may have prepayment charges of 2-4% of the outstanding amount. Specific charges vary by loan type.
You can apply for LIC Housing loans online through their official website or mobile banking app, or visit the nearest LIC Housing branch. Keep your KYC documents, income proof, and bank statements ready.