Calculate EMI for all Karur Vysya Bank loans. Compare rates for Home Loan, Car Loan, Personal Loan, Education Loan, Business Loan, Gold Loan, Bike Loan, Loan Against Property.
| Year | Principal | Interest | Balance |
|---|
Here are all the loan products offered by Karur Vysya Bank with their current interest rates and key details.
| Loan Type | Interest Rate | Max Tenure | Processing Fee |
|---|---|---|---|
| Home Loan | 8.80 - 10.90% | 25 years | 0.50% of loan amount + GST |
| Car Loan | 9.10 - 12.00% | 7 years | 0.50% + GST |
| Personal Loan | 11.50 - 17.00% | 5 years | 2% of loan amount + GST |
| Education Loan | 9.50 - 12.50% | 12 years | Nil |
| Business Loan | 12.00 - 16.00% | 5 years | 1% + GST |
| Gold Loan | 8.00 - 11.00% | 2 years | 0.50% + GST |
| Bike Loan | 12.50 - 15.50% | 5 years | 0.50% + GST |
| Loan Against Property | 9.50 - 13.00% | 15 years | 1% of loan amount + GST |
Karur Vysya Bank offers Home Loan, Car Loan, Personal Loan, Education Loan, Business Loan, Gold Loan, Bike Loan, Loan Against Property. Each loan type has different interest rates, tenures, and eligibility criteria.
Use the EMI calculator on this page to calculate your Karur Vysya Bank loan EMI. Enter the loan amount, select the interest rate offered by Karur Vysya Bank, and choose your preferred tenure to get instant results.
Karur Vysya Bank generally requires a credit score of 700+ for most loans. A score of 750+ may help you get better interest rates. Exact requirements vary by loan type and amount.
Karur Vysya Bank typically does not charge prepayment penalty on floating rate loans. Fixed rate loans may have prepayment charges of 2-4% of the outstanding amount. Specific charges vary by loan type.
You can apply for Karur Vysya Bank loans online through their official website or mobile banking app, or visit the nearest Karur Vysya Bank branch. Keep your KYC documents, income proof, and bank statements ready.