Calculate EMI for all HDFC Limited (merged with HDFC Bank) loans. Compare rates for Home Loan, Loan Against Property.
| Year | Principal | Interest | Balance |
|---|
Here are all the loan products offered by HDFC Limited (merged with HDFC Bank) with their current interest rates and key details.
| Loan Type | Interest Rate | Max Tenure | Processing Fee |
|---|---|---|---|
| Home Loan | 8.75 - 9.95% | 30 years | 0.50% of loan amount or ₹3,000 whichever is higher |
| Loan Against Property | 9.50 - 13.00% | 15 years | 1.50% of loan amount + GST |
HDFC Ltd offers Home Loan, Loan Against Property. Each loan type has different interest rates, tenures, and eligibility criteria.
Use the EMI calculator on this page to calculate your HDFC Ltd loan EMI. Enter the loan amount, select the interest rate offered by HDFC Ltd, and choose your preferred tenure to get instant results.
HDFC Ltd generally requires a credit score of 700+ for most loans. A score of 750+ may help you get better interest rates. Exact requirements vary by loan type and amount.
HDFC Ltd typically does not charge prepayment penalty on floating rate loans. Fixed rate loans may have prepayment charges of 2-4% of the outstanding amount. Specific charges vary by loan type.
You can apply for HDFC Ltd loans online through their official website or mobile banking app, or visit the nearest HDFC Ltd branch. Keep your KYC documents, income proof, and bank statements ready.