Calculate your Bank of India loan against property EMI instantly. Current rate starts from 9.10 - 12.60% p.a. with tenure up to 15 years.
| Year | Principal | Interest | Balance |
|---|
Bank of India offers loan against property starting from 9.10 - 12.60% per annum with a maximum tenure of 15 years. The processing fee is 0.50% of loan amount + GST. Prepayment policy: Nil for floating rate.
Tenure: 10 years
| Loan Amount | Monthly EMI | Total Interest | Total Payment |
|---|---|---|---|
| ₹10 Lakh | ₹12,722 | ₹5,26,640 | ₹15,26,640 |
| ₹20 Lakh | ₹25,444 | ₹10,53,280 | ₹30,53,280 |
| ₹30 Lakh | ₹38,165 | ₹15,79,800 | ₹45,79,800 |
| ₹50 Lakh | ₹63,609 | ₹26,33,080 | ₹76,33,080 |
| ₹75 Lakh | ₹95,413 | ₹39,49,560 | ₹1,14,49,560 |
| ₹1 Crore | ₹1,27,218 | ₹52,66,160 | ₹1,52,66,160 |
| ₹1.5 Crore | ₹1,90,826 | ₹78,99,120 | ₹2,28,99,120 |
| ₹2 Crore | ₹2,54,435 | ₹1,05,32,200 | ₹3,05,32,200 |
Bank of India offers Loan Against Property at interest rates starting from 9.10 - 12.60% per annum in 2026. The actual rate depends on your credit score, income, loan amount, and relationship with the bank.
The EMI for a ₹75 Lakh Loan Against Property from Bank of India at 9.1% for 10 years is approximately ₹95,413 per month. Use the calculator above to check EMI for different amounts.
Bank of India offers Loan Against Property up to ₹3 Crore with a maximum tenure of 15 years, subject to eligibility criteria and income assessment.
The processing fee for Bank of India Loan Against Property is 0.50% of loan amount + GST. Prepayment charges: Nil for floating rate.
You can apply for Bank of India Loan Against Property online through their official website or by visiting the nearest branch. You will need documents such as identity proof, address proof, income proof, and bank statements. Use the EMI calculator above to plan your loan before applying.